General Insurance Information Overview
Ohio South Youth Soccer Association
Directors and Officers
  • Underwriting Company: Chubb Group of Insurance Companies, Warren, NJ
  • A.M. Best's rating: "A++ (Superior)", financial category "XV" Chubb is admitted and licensed to do business in all 50 states and the District of Columbia.

  • What is Covered? The D&O Liability policy protects your association and its officers, directors and others acting in an official capacity on behalf of the association from claims alleging wrongful acts, errors and omissions, negligent employment practices, discrimination, eligibility matters and sexual harassment. In addition, the policy extends coverage to the member leagues, teams and clubs of your association.

  • Unique Coverages under this D&O plan: Unlike standard D&O policies on the market, Bollinger has tailored this program to meet the needs of not-for-profit sports organizations. Specialty coverages include:
  • Separate defense costs limit in addition to policy limit
  • Broad definition of Named Insured expands coverage beyond the named Board members
  • Defense costs are provided for Breach of Contract claims (most policies exclude Breach of Contract altogether)
  • Includes full limits for Employment Practices Liability
  • Covers claims for monetary and non-monetary damages, including injunctive relief
  • Provides a sublimit of coverage for Insured vs. Insured claims (typically excluded on D&O policies)

  • Policy Limits:
         $1,000,000 limit of liability per claim
         $1,000,000 aggregate per policy term
         $500,000 defense costs limit per policy term
         $2,500 deductible per claim
         Claims-made basis

  • Notable Exclusions: Pollution Claims arising out of Bodily Injury or Property Damage Claims arising out of Illness or Sickness or Death of any person