D&O Insurance
Note:This coverage is not available in the state of Washington or Vermont.
Available Plans
To purchase insurance, choose an option below and click on "Add to Cart."

D&O Only - Option 1
D&O Option 1 with a $1 million limit
Annual Premium: $450

Please select your organization's state:


Note: If you are in the states of Washington or Vermont, and purchasing Directors and Officers or Crime insurance, coverage will not be bound

D&O Only - Option 2
D&O Option 2 with a $2 million limit
Annual Premium: $875

Please select your organization's state:


Note: If you are in the states of Washington or Vermont, and purchasing Directors and Officers or Crime insurance, coverage will not be bound

Package Option 1 - $1 million D&O plus Crime Ins.
Package Option 1: $1 million D&O plus Crime Insurance (All States except Washington)
Annual Premium: $595

Please select your organization's state:


Note: If you are in the states of Washington or Vermont, and purchasing Directors and Officers or Crime insurance, coverage will not be bound

Package Option 2 - $2 million D&O plus Crime Ins.
Package Option 2: $2 million D&O plus Crime Insurance (All States except Washington)
Annual Premium: $995

Please select your organization's state:


Note: If you are in the states of Washington or Vermont, and purchasing Directors and Officers or Crime insurance, coverage will not be bound

Note: *For-Profit entities are not eligible to purchase D&O or Crime plans listed on this website, and must be individually underwritten and priced. Contact Bollinger for the appropriate application.
 

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What is D&O Liability?

Directors & Officers Liability insurance protects sports organizations and their members from claims arising out of wrongful acts or errors and omissions. Coverage under this program offered through Chubb Specialty Insurance is provided to any member of the organization while acting in an official capacity on behalf of the team/league and is not limited just to the directors and officers of your association.

Who is Covered?

This plan is available only to not-for-profit, amateur sports associations. If your organization is for-profit, please contact Bollinger directly for a separate application for coverage. As noted above, the D&O policy covers:

  • Your organization
  • Directors and officers of the organization
  • Any member acting in an official capacity on behalf of the organization

What types of claims are covered?

D&O Liability provides protection for the following types of situations:

  • Eligibility matters, such as a lawsuit stemming from the fact that a player did not make the Select Team or because a player was deemed ineligible for an All-Star Team due to geographic restrictions
  • Discrimination – Claims from players, coaches, employees or volunteers alleging discrimination due to gender, age, race, physical ability or disability, etc., would be covered under the D&O policy
  • Wrongful Acts, such as negligent hiring or termination practices
  • Sexual Harassment (but not sexual abuse, which is considered a bodily injury and is therefore covered under General Liability)
  • Errors and Omissions

What is not covered by D&O?

Directors and Officers Liability specifically excludes coverage for claims arising out of any Bodily Injury or Property Damage to others. These types of claims are covered under the General Liability policy. Therefore, if a director of the league were sued because someone was severely injured during a game, that claim would be covered by the General Liability, not the D&O policy.

Policy Limits
Limit of Liability per Claim: $1 million option or $2 million option
Limit per Policy Term: Same as above limit selected
Defense Cost Limit: In addition to Limit of Liability (unlimited)
Deductible per claim: $0

Underwriting Carrier: Chubb Group of Insurance Companies, Warren, NJ. Chubb is rated "A++ (Superior), XV" by A.M. Best's rating service.

This policy is written on a claims-made basis, meaning that all claims must be reported during the policy term in order to be eligible for coverage.

The D&O policy may also be packaged with the Crime Insurance to provide a full protection with savings of $60. Please click on "Crime Insurance" in order to view that plan's details.

What is the cost?
D&O Option 1 with a $1 million limit $450 per year View Specimen Policy
D&O Option 2 with a $2 million limit $875 per year
Package Option 1: $1 million D&O plus Crime Insurance $595 per year View Specimen Policy
Package Option 2: $2 million D&O plus Crime Insurance $995 per year  

Note: Please be advised that State surcharges and taxes may apply. If you have any questions regarding these surcharges, please contact Bollinger Sports at 1-800-526-1379